The Ritchie School of Real Estate Finance dedicates itself to providing education to Real Estate Professionals and the general public.  Each instructor is certified by the State of Arizona Department of Real Estate to teach credit hours toward real estate license renewal. 

Attendees currently have three classes to choose from:  Understanding FHA Home Loan Guidelines and Policies offers 3 general credit hours; Understanding Consumer Credit Rights and Responsibilities offers 3 legal issues credit hours; Guerrilla Marketing Business Plan offers 3 general credit hours

Understanding Consumer Credit Rights and Responsibilities answers the common questions people have regarding credit:

• Consumer rights under the Fair Credit Reporting Act
• Reading a credit report
• Credit scoring
• Improving the overall credit profile

Understanding FHA Home Loan Guidelines and Policies educates REALTORS on working with FHA home loans:

• Overview of the Federal Housing Administration
• Credit analysis for FHA
• Borrower qualifying
• Underwriting and appraisal requirements

Our instructors not only teach Real Estate Professionals; they also educate the community at large.  Patrick Ritchie lectures each semester for the Arizona State University MBA Real Estate Strategies course.  Professor Joseph M. Davis, PhD states, “Your enthusiasm and knowledge about mortgage lending is contagious even to someone like myself who has been in real estate and education for three decades”.